If you were holding a balance at the end of March, PayPal would have created one of these for you automatically. Due to new regulations that kicked in this year, the only way to hold money within PayPal after March 2019 is by linking a Cash or Cash Plus account. If you have money available in your Cash or Cash Plus account, PayPal uses this balance first, and there’s no way around it. So how can you manage which payments come out of which account? And how do you switch your payment method when it comes to subscriptions or other recurring payments? It’s possible to do so without having to cancel and reinitiate any subscriptions, but PayPal’s interface doesn’t make that too obvious-especially when you’re on the app. Adding multiple credit and debit cards, plus your bank, to your PayPal account is optional, but it does give you the freedom to choose your payment method come checkout time. When you use PayPal to send payments or shop online, you’re not confined to one linked bank account or card.
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